- 0 Point Mortgage Loans
 - San Jose - offers zero point mortgage refinance and purchase programmes nationwide. - 1-800 Get Loan
- Rohnert Park - allows users to apply online or by phone.
- 1-Stop Mortgage
- Foster City - offers to pre-qualify you online.
- 123 San Francisco Mortgages
- San Francisco - offers home equity and improvement loans, debt consolidation, and mortgage refinancing.
- 1st Mortgage Man
- San Francisco - offers finance information, loan optimisation, and mortgage answers.
- Abacus Investment Group & Real Estate Consulting
- Fremont - also serving Newark, Union City, Pleasanton, Livermore, Dublin, and beyond.
- Accord Mortgage Company
- Concord
- Action Mortgage
- Oakland - home loans and mortgages for Oakland and all of California.
- Action Residential Mortgage
- San Mateo - serving California, Nevada, Washington and Oregon.
- All American Mortgage
- San Jose
- All Mortgage Access
- Larkspur - loan application, mortgage calculator, glossary, and more.
- Alliance Mortgage
- Emeryville
- Almaden Financial Group
- San Jose - specialises in loan placements to suit individual needs.
- American Equity Mortgage
- Mill Valley - provides loan consultation and refinancing for residential, holiday homes, and income property in Marin County and the Bay Area.
- American Financial Lending
- San Ramon - offers mortgage consulting and education, property values, rate quotes, and credit information.
- Ardenwood Financial Group
- Fremont - mortgage brokers based in Fremont, California offering home loans and refinancing services.
- Bankers First Financial
- Walnut Creek - contains rate calculations, closing costs, and refinance comparisons.
- Bankers Referral Group
- Campbell - discount mortgage broker, offering services in a number of states.
- Bay Area Lending
- Belmont - California property loan broker; current interest rates; residential, commercial, construction, reverse mortgage loans; San Francisco, San Mateo, Santa Clara, Alameda, Marin counties.
- Bay Cal Financial
- Milpitas - full service residential lenders serving California.
- Bay Financial Company
- San Mateo - offers hundreds of programmes to match clients' needs.
- Bay Home Loans
- Union City - offers purchase, refinance, construction, and home improvement loans.
- Bay Valley Mortgage
- Hayward
- Baywide Funding
- offers services for your purchasing and refinancing needs.
- Berson, Joanne - Washington Mutual
- Dublin
- calhomeloans
- Campbell - information from banks and lenders, as well as home listings.
- Candau, Mike - Jacinto Mortgage Group Inc.
- San Francisco - specialising in first-time homebuyers as well as home owners looking to refinance or invest in other residential properties.
- Capital Strength
- San Francisco - property trust deed investment group.
- Caulfield, Phil - First Horizon Home Loans
- San Mateo - specialising in loan amounts of one million dollars or more in the San Francisco Bay Area.
- Certified Capital Corporation
- Sunnyvale - specialises in granting short term property loans to individuals, corporations, limited partnerships, limited liability companies, trusts, and other business entities.
- CMG Mortgage, Inc.
- San Ramon - includes a rate tracker and information about the loan process.
- Contour Processing Services
- Campbell - mortgage loan processing with online borrower file viewing capabilities.
- Copiosus Financial Services
- San Jose - specialises in new home loans and mortgage refinancing in the Northern California Bay Area.
- Delta Lending Group
- Antioch - includes online application.
- Diablo Funding Group
- San Ramon - offers mortgage solutions for California.
- Dick Ballard, Inc.
- Walnut Creek - specialist in the purchase of property notes on commercial, investment, and residential property
- Discount Mortgage
- San Jose
- Discount Mortgage California Home Loans
- Saratoga - provides an array of property loan programmes plus knowledgeable, service-oriented mortgage loan specialists.
- e-constructionloans.com
- San Jose - specialises in construction loans and lot loans. Also includes construction tips and links plus construction loan rates.
- E-Mortgage
- Burlingame - user friendly mortgage web site. Prequalify, apply, get rate quotes and much more!
- Eagle Bay Mortgage
- Petaluma - includes an online application.
- Eaton Financial Corporation
- San Francisco - providing financing for your home.
- Econ Mortgage
- Cupertino
- Elliot Ames, Inc.
- residential mortgage services.
- Express Loan
- Pleasanton
- Fair Oaks Financial Services
- Atherton - homeowners, homebuyers, and property agents can obtain mortgage quotes, closing cost estimates, and submit loan applications online.
- FinancialCircuit.com
- Campbell - offers mortgage loans for home buying, refinancing, and equity.
- Fiquest Mortgage
- San Francisco - full service mortgage brokerage serving the San Francisco Bay Area and Northern California.
- First Allied Mortgage
- Walnut Creek
- First Federal Mortgage Bankers
- San Jose - offering various loan programmes and an online application.
- First Financial Company
- San Jose - includes market update, information on refinancing, and an online application.
- First Home Mortgage / Realty Co.
- Santa Rosa - mortgage brokers and bankers, located in the Wine Country. Pre-qualify online for a zero points loan.
- First Portfolio
- Campbell - apply for mortgage loans and receive approvals online.
- Greater Bay Mortgage Company
- Oakland - funding source for commercial, mixed-use, industrial, and large residential financing needs.
- Home Equity Loan Rate
- San Francisco - offers information about home equity loans and rates.
- Home Mortgage
- San Leandro
- Horizon Financial Associates
- Fremont - mortgage and property services.
- Innovation Mortgage Corporation
- San Jose
- Innovex Mortgage
- Campbell - discount mortgage broker serving the Northern California market.
- Inter-Bay Financial, Inc.
- San Francisco - privately held mortgage brokerage providing residential and income property loans.
- Irwin Home Equity
- San Ramon - offers home equity loans and lines of credit.
- Jetstream Mortgage
- Oakland - includes an online application.
- JR Mortgage Services
- Vallejo
- Kempco Mortgage Company
- Brentwood [Contra Costa County] - includes basic information and application form.
- Landau, Jean-Marc
- San Francisco - loan broker for financing the purchase of residential property, commercial properties and income/investment lending.
- Loan Pros, Inc.
- Milpitas
- Loan World
- San Jose - offers home loans for purchase, refinance, cash out, equity lines, and second mortgages.
- Los Gatos Lending Connection
- Cupertino - includes an online application and calculators to assess the different variables when buying a home.
- Main Street Mortgage
- Danville - user friendly mortgage site for home loans. Online calculators for closing costs, loan payments, and daily interest rates.
- Marin Mortgage Bankers
- San Rafael - loans for residential and commercial properties.
- Mason-McDuffie Financial Corporation
- Oakland - commercial mortgage banking firm providing financing sources for income producing property.
- Mendocino Mortgage
- Mendocino - specialising in the North Coast area.
- Menlo Management
- Menlo Park - specialising in difficult, non-formula mortgage loans on SF Bay Area properties.
- Millennia Funding
- Campbell
- Mission Mortgage & Real Estate Services
- Fremont - offers custom residential financing solutions.
- Money Shack Inc.
- San Francisco - offering various mortgage loans.
- Mortgage Magic
- San Jose
- Mortgage Market, The
- Dublin - first-time home buyer specialist offering mortgage rate quotes for purchases, refinances, investment property, FHA, VA, construction loans, credit problems, second mortgages, and SBA.
- Mortgage Network, The
- Novato - full service mortgage brokerage firm providing "single source access" to wholesale mortgage lenders nationwide.
- Mortgage Outlet, The
- San Jose - specialises in refinance and purchase loans that other lenders call "hard to qualify" borrowers.
- Mortgage Resources
- San Jose - property finance centre featuring nationwide financing.
- Neighborhood Mortgage
- Angwin
- Northbay Home Loans
- Petaluma - check daily interest rates, apply online, and check mortgage trends.
- Olympic Funding, Inc.
- Fremont - mortgage brokers.
- Omni Mortgage
- Campbell
- Optimum Mortgage Services
- Dublin - includes online application.
- Owens Financial Group, Inc.
- Walnut Creek - mortgage lender specialising in loans on commercial property.
- Pacific Coast Financial
- Concord - full service mortgage and property company.
- Pacific Guarantee Mortgage - Greenbrae
- Greenbrae - features information on loan programmes including an online loan application.
- Pacific Northwest Mortgage
- San Jose
- Panavista Realty and Mortgage, Inc.
- Alameda
- Paradise Financial Group Inc.
- Pleasant Hill - providing a variety of home loan programmes and services.
- Paterson Financial Services
- San Francisco - provides financing for residential and commercial borrowers throughout California.
- PLM Lender Services, Inc.
- Campbell - foreclosure, loan processing and servicing, and property services.
- Polonsky, Rich - Pacific Guarantee Mortgage
- San Mateo - mortgages and home loans in San Mateo, Foster City, Burlingame, Hillsborough, and the SF Bay Area.
- Powell Financial
- Walnut Creek
- Preferred Mortgage Services
- Millbrae
- RAF Mortgage
- Berkeley - specialises in construction loans for home or business.
- Realty Financial Network
- Walnut Creek
- Redwood Mortgage
- Redwood City
- RefiNet
- Benicia - online service for rates available on mortgage and home loan refinancing.
- RefiQuick
- Walnut Creek - search for mortgage loans, rates, refinancing, and more.
- Resource Mortgage Company
- San Francisco - provides commercial property and apartment loans and commercial mortgages.
- Reunion Mortgage Inc.
- Fremont - includes an online application.
- Rizzi, Dean - Pacific Guarantee Mortgage
- San Francisco
- S&L Home Loans
- San Jose
- Sabella & Lipman: Loan-Ranger
- Petaluma - fun way to find out about mortgage financing.
- Saratoga Bancorp
- San Jose - offers first and second mortgage home loans and equity credit lines for borrowers with good and bad credit or income problems.
- Saratoga Mortgage, Inc
- San Jose - offers refinancing, first and second mortgages, and calculators.
- Seattle Mortgage
- Livermore - offers reverse mortgages for seniors.
- Shea, Tom - Pacific Guarantee Mortgage
- San Mateo - mortgages and home loans in Burlingame, Hillsborough, San Mateo, Palo Alto, Los Altos, Menlo Park and the San Francisco Peninsula.
- Tacconi, Michael - Mt. Diablo Mortgage
- Danville - financing for the greater Diablo Valley.
- Task Mortgage & Investments, Inc.
- Windsor
- Thompson Group, The
- Oakland
- Transnational Financial Network
- San Francisco - mortgage banker specialising in residential property financing.
- Triton Funding Group
- San Francisco - offering competitive rates for refinancing and purchasing property, including single family, multi-unit, and commercial properties.
- UriBank.com
- Santa Clara - offers a variety of loan programmes.
- Valley Financial
- Alamo
- Valueloan.com
- Glen Ellen
- Viking Mortgage Corporation
- Pinole - specialising in government loans, first time homebuyers and credit problem loans.
- Ward, Karen - CMG Mortgage, Inc.
- Albany - free workshops: financing for first time home buyers and woman to woman: purchasing a home on your own.
- WaterMark Financial Services
- Burlingame - WFS is a diversified mortgage brokerage, financing commercial and residential property.
- Weisgerber, Scott & M.J. Viglizzo - All California Mortgage
- Burlingame
- Wood, Stephen - Pacific Guarantee Mortgage
- Danville - providing property and commercial loans.
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